Muamalat Interactive Game (MIG) Bank Simulation

Master 11 Islamic Financing Contracts
Through Realistic Bank Simulation

MIG Bank Simulation turns complex Islamic banking concepts into guided, interactive e-learning. Learn how Tawarruq, Murabahah, BBA, Musharakah Mutanaqisah and more actually work in practice – from application to akad.

Suitable for students, lecturers, trainees and anyone eager to truly understand Islamic finance.

Simulation-Based Learning

What You Will Experience

  • Step-by-step akad flows for real Islamic financing products.
  • Digital forms, Product Disclosure Sheets (PDS) and documentation walkthrough.
  • Mini assessments and quizzes aligned with each contract.
TutorLMS Ready University & Industry Use Certificate Per Contract

The 11 MIG Industry Contracts

Tap a card to reveal more about each contract.

1. Tawarruq Land Financing
PIC: Dr Iffah
Land purchase via Tawarruq

Financing structure using Tawarruq for land purchase: application → commodity trading → settlement.

2. Tawarruq Credit Card
PIC: Dr Supiah
Islamic credit card structure

Breakdown of how Tawarruq is applied in credit cards, including profit, fees, billing cycles.

3. Tawarruq Home Financing
PIC: Dr Iffah
Home financing (Tawarruq)

Step-by-step workflow for home financing using Tawarruq, incl. comparison with conventional structures.

4. Murabahah Vehicle Financing
PIC: Dr Jun
Cost-plus sale

Murabahah (cost-plus) structure for vehicle purchase with full documentation & pricing.

5. Murabahah Home Financing
PIC: Dr Jun
Property via Murabahah

Transparent Murabahah sale for property, including disclosure of cost & profit.

6. Parallel Istisna’ Home Financing
PIC: Dr Nurul
Construction financing

Construction financing using two parallel Istisna’ contracts: customer–bank & bank–developer.

7. AIMAT Land Financing
PIC: Dr Azhari
Land acquisition

AIMAT structure for Shariah-compliant land acquisition financing.

8. AIMAT / AITAB Vehicle Financing
PIC: Dr Azhari
Leasing / Hire purchase

Islamic leasing model (AITAB) with rental payments & ownership transfer at end of tenure.

9. BBA Home Financing
PIC: Dr Ezza
Classic BBA (Housing)

Traditional fixed selling price structure for Islamic home financing (BBA).

10. BBA Land Financing
PIC: Dr Ezza
BBA for land

Application of BBA to land acquisition including long-term payment simulation.

11. Musharakah Mutanaqisah Home Financing
PIC: Dr Aqilah
Diminishing partnership

Partnership based structure where customer gradually buys bank’s share of the property.

About MIG Bank Simulation

MIG Bank Simulation is a one-stop Islamic banking e-learning hub. Every module combines theory, real industry documents, and interactive MIG-style simulation so learners don’t just memorise – they understand.

  • Designed by Islamic finance academics and practitioners.
  • Aligned with current Malaysian Islamic banking practices.
  • Can be used as a full course, lab activity, or self-paced learning.
  • Perfect companion to face-to-face classes and workshops.

Who Is This For?

MIG Bank Simulation fits into both academic and industry environments.

  • University students in Islamic finance, Muamalat, Shariah, or accounting.
  • Islamic bank trainees and staff who want to strengthen contract knowledge.
  • Lecturers who need a ready-made digital lab for teaching financing contracts.
  • Curious learners who want to compare Islamic and conventional structures.

Why Learn with MIG Bank?

  • Each contract explained from purpose to full financing flow.
  • Interactive simulation – not just slides and notes.
  • Walkthrough of PDS, offer letters and key documents.
  • Short quizzes and tasks to check understanding.
  • Certificate of completion for every contract module.

Frequently Asked Questions

Is this suitable for beginners?
Yes. All modules start with basic concepts before moving into simulation and documents. No prior banking experience needed.
Do I need to take all 11 contracts?
No. You can enrol in selected contracts, or follow a full pathway depending on your programme or training plan.
Will I receive a certificate?
Yes. Each contract module comes with its own certificate of completion via TutorLMS once all lessons and quizzes are completed.
Can this be used in universities or training programmes?
Absolutely. MIG Bank Simulation is designed to plug into degree courses, short courses, professional training and in-house programmes.

Ready to Bring Islamic Banking to Life?

Use Muamalat Interactive Game (MIG) Bank Simulation to make every contract clear, practical and engaging – for yourself, your students or your team.

🛟 MIG Support – Contact Amin

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